Incorporate.ltd
Part 6: Compliance & Operations
Chapter 2

Accounting Requirements Compared

Guide 2 min read

Accounting standards: the basics

Every company must maintain accounting records. The question is: to what standard, how complex, and does a third party (auditor) need to review them?

The two main global accounting frameworks:

  • IFRS (International Financial Reporting Standards): Used in the EU, UK, Singapore, Australia, Hong Kong, and many others. Developed by the IASB.
  • US GAAP (Generally Accepted Accounting Principles): Used for US entities. More prescriptive than IFRS in some areas.

Most small private companies can use simplified or modified accounting standards:

  • UK: FRS 102 Section 1A (small companies) or FRS 105 (micro-entities) — significantly simpler than full IFRS
  • Ireland: FRS 102 Section 1A — similar to UK
  • Singapore: SFRS for Small Entities — simplified SFRS for smaller companies
  • Germany: HGB (Handelsgesetzbuch / German Commercial Code) — separate from IFRS; more conservative

Audit requirements by jurisdiction

Audit requirements depend on company size. Most countries exempt small companies from mandatory audit.

JurisdictionAudit threshold
UKTwo of: turnover ≤£10.2M, balance sheet ≤£5.1M, employees ≤50
IrelandTwo of: turnover ≤€12M, balance sheet ≤€6M, employees ≤50
GermanyTwo of: revenue ≤€12M, balance sheet ≤€6M, employees ≤50 (for small GmbH)
SingaporeTwo of: revenue ≤SGD 10M, assets ≤SGD 10M, employees ≤50
Hong KongSmall companies (turnover <HKD 100M, not a holding/subsidiary) — audit still required for all incorporated companies; "small company" simplified audit
AustraliaSmall proprietary companies (two of: revenue <AUD 50M, assets <AUD 25M, employees <100) generally audit-exempt unless: shareholder request, ASIC direction, or foreign-controlled
EstoniaAudit required if two of: net revenue >€4M, balance sheet total >€2M, employees >50; review engagement required at lower threshold
UAEDMCC, DIFC, and ADGM require audit for companies above certain thresholds; other free zones vary

Practical accounting setup for international founders

For a solo digital business (UK Ltd, US LLC, Georgian LLC):

  • Use cloud accounting software: Xero, QuickBooks, FreeAgent, or Wave
  • Integrate with your bank account for automatic transaction import
  • Reconcile monthly (not at year end — annual reconciliation is a nightmare)
  • Find a qualified accountant who specialises in your jurisdiction
  • Budget for quarterly or annual meetings with your accountant

For a UAE free zone company:

  • UAE does not have mandatory audit for most free zones below certain thresholds
  • Corporate Tax requires financial statements that determine taxable income
  • An annual engagement with a UAE-based accountant or auditor is standard
  • Many free zones have preferred accountant lists

For a Singapore Pte Ltd:

  • Use a licensed corporate secretary to handle ACRA filings
  • Xero or QuickBooks for bookkeeping
  • Annual accounts must comply with SFRS — work with a Singapore-based accountant
  • Estimated Chargeable Income (ECI) filing within 3 months of FYE — your accountant prepares this

Other chapters in Part 6

Need personalised guidance?

Our tools and advisors can help you apply these concepts to your specific situation.

This content is educational and does not constitute legal or tax advice. Always consult a qualified professional for your specific situation. Data last verified March 2026.