How to Build a Business Credit Profile for Your Company (2026)

Business credit is separate from personal credit. UK: Companies House profile, Dun & Bradstreet (D-U-N-S number), Experian Business. US: Dun & Bradstreet D-U-N-S, Experian Business, Equifax Business, Paydex score. Building business credit: register and verify your company at all major bureaus, open a business bank account in the company name, use a business credit card, pay suppliers on their reported terms. Strong business credit enables better loan terms, supplier credit, and removes the need for personal guarantees.